A comprehensive health cover that lets the policy buyer choose features based on their needs
Bharti AXA General Insurance, the private general insurance joint venture between Bharti Enterprises and AXA, is expanding its health product portfolio by launching “Smart Super Health Policy”. For the first time, the new health product gives customers the power of choice while purchasing and renewing the policy. The customer has the power to modify the policy as per their evolving requirements. For instance, if an insured chooses to take the policy without maternity but requires it later in life, one can alter the policy by opting for maternity add-on at the time of renewal.
KEY USPs :
The ‘Bharti AXA Smart Super Health Policy’ is an all-inclusive policy designed to cater to a larger audience covering up to five family members, including the policy holder. For an individual policy, the entry age ranges between 5 years and 65 years and children between 91 days and 5 years can be covered provided either parent is getting insured under this plan. The policy can be chosen for a period of 1 year, 2 years and 3 years as per customer requirements. Ensuring minimum documentation and hassle-free cashless settlement, the policy offers multiple benefits with lifelong renewal option.
Commenting on the launch of its flagship product, Mr. Parag Gupta, Chief Underwriting Officer, Bharti AXA General Insurance said, “In this fast-paced life and with rising stress levels, looking after one’s health is an important task. Despite taking precautionary measures, there might be unforeseen circumstances where one requires treatment and hospitalization. At such instances, having oneself covered would help in managing the unplanned expenses. Our new health product, Smart Super Health empowers our customers by providing them the freedom to choose a plan that adapts to their changing needs. With this product, we strive to enable customers with smart options to ensure their well-being. Bharti AXA General Insurance has always been committed to developing products and solutions that simplify insurance for the customers and this product is another step in this direction.”
The ‘Bharti AXA Smart Super Health Policy’ is an all-inclusive policy designed to cater to a larger audience covering up to five family members, including the policy holder. For an individual policy, the entry age ranges between 5 years and 65 years and children between 91 days and 5 years can be covered provided either parent is getting insured under this plan. The policy can be chosen for a period of 1 year, 2 years and 3 years as per customer requirements. Ensuring minimum documentation and hassle-free cashless settlement, the policy offers multiple benefits with lifelong renewal option.
Other features of Smart Super Health include:
| Coverage up to Rs.1 Crore | One can choose cover of up to Rs.1 crore basis their family’s healthcare needs |
| Free health check-up every year | Offers free health check up every year for each insured person above 18 years, regardless of claim registered in the policy |
| In patient treatment | Covers in-patient hospitalization expense of the insured person resulting out of illness or an injury for a minimum & continuous period of 24hrs |
| Pre-and post-hospitalization medical expenses | Covers pre-hospitalization (60 days prior) & post hospitalization (post 90 days) expenses of the policy holder |
| Modular covers for critical illness, maternity and hospi cash | Allows customers to choose modular covers for critical illness, maternity and hospi cash. Customers can choose three optional add-ons for their policy upon purchase or renewal of the policy |
| Restoration benefit for additional cover | If sum insured and no claim bonus is exhausted due to claims in the policy year, then sum insured will be restored which is equal to 100% for a particular policy year for all members in the policy |
| Day Care treatments | Covers medical expenses for day care treatments |
| Income Tax benefit | Tax benefit on premiums paid under Section 80D of the income tax act |
| 4500+ cashless network and growing | Hassle-free cashless settlements over 4500+ networked hospitals across the country |
